The training will be facilitated by MICRA Philippines' Executive Director Ernesto Gementera and Training and Technical Assistance Unit Manager Raike Quinones. Raike has largely contributed to the design, development and refinement of the MABS Approach module. Both has extensive experience in delivering the MABS Approach training and technical assistance. Ernesto “Ernie” V. Gementera Ernie Gementera is MICRA Philippines’ Executive Director. He has over 35 years experience in banking and microfinance. In addition to core banking operations, Ernie developed a particular skill as a turnaround artist for troubled banks, restoring them to capital adequacy and soundness. He was responsible for rehabilitating failing banks in markets in the Mindanao region, recovering tens of millions of pesos worth of delinquent accounts in the process. Prior to MICRA Philippines, Ernie was a Regional Manager for the MABS Program where he provided training and technical assistance on the MABS Approach to rural banks in the conflict areas in Mindanao. Raike Quinones Raike is MICRA Philippines’ Training and Technical Assistance Manager. He has 30 years experience in microfinance with special focus on rural credit and agricultural lending. Prior to MICRA, he worked as PlaNet Finance’s Senior Microcredit Expert in a commercial bank downscaling project in China. Raike has extensive experience in developing and delivering training and technical assistance programs including the MABS training and technical assistance approach. He also developed the cash flow analysis procedure used by MFIs in the Philippines and other countries in assessing the repayment capacity of microfinance clients.
